Some people's response to a report that there isn't a single place in the U.S. where minimum wage pays for a modest 2 bedroom apartment is that people should not be in a position as a person where they come to having to live on minimum wage in the first place. That they make all the right choices for themselves and lead perfectly optimized lives.
The problem with those people is that they're right, exactly right. Too right. Their sentiment is a problem because in any free society people, and I mean on the dominant scale, not the exceptions, are just not that optimized. People make mistakes, people fall to compulsions, people experiment with different lifestyles to their peril, people start with no learned information about life's true priorities and screw up their launch, and so on and so on and so on.
Yet, there is not a single world we want where somehow we control against all that to iron out the trouble caused by people who travel through their mistakes -- very possibly the entire point of their life if you believe in a higher process of any kind. A world that did that would be a dark one.
True you can't eliminate the stress and consequence of mistakes (where would the challenge be then?) but people can avoid preaching for a completely fault-free society, or a society that does not give a reasonable shot at individual resilience. And, most critically, people can avoid giving unjust social institutions a blank check nod because a more just system cannot be imagined.